How Working After Retirement Age Effects Your Social
There are many ways
to get Social Security information other than going to an office
11, 2013 - Increasingly, older Americans are choosing to stay in the
work force after retirement age. How does continuing to earn an income
impact there Social Security benefit? Oscar Garcia, Informational
Specialist with the Social Security Administration, has the answer in
this week's Q&A on Social Security.
I am nearing my full retirement age, but I plan
to keep working after I apply for Social Security benefits. Will my
benefits be reduced because of my income?
No. If you start receiving benefits after you have
reached your full retirement age, you can work while you receive Social
Security and your current benefit will not be reduced because of the
Learn more about Social Security reading our
publication, “How Work Affects Your Benefits”, at www.socialsecurity.gov/pubs/10069.html.
Do I have to go in person to a Social Security
office to apply for my retirement benefits? I live 75 miles from the
closest office, and I am in a wheelchair so it would not be easy for me
to drive into town.
There is a lot of Social Security business that can
be handled online. Just go to
www.socialsecurity.gov. Here, you can handle much of your Social
Security business quickly and securely from your home or office
computer, or your tablet.
At the Social Security website you can apply for
retirement, disability, spouse’s, and Medicare benefits. You can also
create a “mySocial Security” account for quick access to your
information, and you can get an instant, personalized estimate of your
future Social Security benefits. You will be able to check the status of
your benefit application.
Later, if it becomes necessary you can change
your address and phone number without having to visit a local office or
make a phone call. Anyone who is doing some retirement planning can use
our benefit planners to help them better understand their Social
Security options. You can even request a replacement Medicare card, and
apply for Extra Help with your Medicare prescription drug costs.
If you are looking for more Social Security
information, you can go online to find out almost anything you need to
know about the Social Security program. Information is available on
subjects ranging from how to get a Social Security number to returning
to work while receiving disability benefits.
If you need to reach us by phone,
you can call us toll-free at
1-800-772-1213. We can answer specific
questions from 7 a.m. to 7 p.m., Monday through Friday.
Generally, you will have a shorter
wait time if you call during the week after Tuesday. We can provide
information by automated phone service 24 hours a day. You can use our
automated response system to tell us a new address or request a
replacement Medicare card. If you are deaf or hard of hearing, you may
call our TTY number,
No matter how you choose to contact us, Social
Security is here to assist you. We encourage you to give our website a
try. You will get fast, convenient service by going to
Oscar Garcia is a Public Affairs Specialist with
the Social Security Administration. You can direct your questions to him
at: SSA, 411 Richland Hills Drive, San Antonio, Texas, 78245. You can
also email him at Oscar.email@example.com.
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