Seniors Should Have Received Social Security
Statement for 2012; Four Tax Tips from SSA
If you did not get yours you can request it online;
Retirement Estimator is just that – an estimator
Feb. 19, 2013 – The Social Security Administrations
says seniors should have received their benefit statements for 2012 and
Public Affairs Specialist Oscar Garcia adds four tax tips for seniors
and answers a key question about the agency’s Retirement Estimator.
Will I get a tax form for my Social Security
Yes. In fact, you should have already received it.
Social Security Benefit Statements (Form SSA-1099) for tax year 2012
were mailed to beneficiaries and should have been received by January
If you receive Social Security and have not
received your 1099, you can request one online at www.socialsecurity.gov/1099.
Here are four other Social Security tax tips that
might help you.
One, Social Security benefits are taxable
for some people. About one third of those receiving benefits must pay
taxes on some of their Social Security. If your total income, including
Social Security and all of your other taxable income, is $25,000 or more
and you file federal taxes as an individual, you’ll need to pay federal
taxes on some of your benefits. That amount is $32,000 for married
couples filing a joint return.
Two, does our baby need a Social Security
Number? Yes. Most people apply for their baby’s Social Security number
while they are still in the hospital at the same time they apply for the
birth certificate. But if you did not, you will need to apply for your
child’s Social Security number in order to claim the child as a
dependent on your tax return. Learn more about Social Security cards and
numbers at www.socialsecurity.gov/ssnumber.
Three, if you have legally changed your name
due to marriage, divorce, court order, or for any other reason, make
sure you change your name with Social Security, as well as with your
employer. If you change with one source but not the other, it could
cause your earnings to be improperly recorded. That could result in you
not getting all the benefits you earned when you become eligible for
Social Security in the future. You can learn more about your Social
Security number and how to change your name at
Four, we encourage you to carefully check
your name, Social Security number, and all of the data on your W-2s,
your online Social Security Statement, and Social Security card
to make sure they all match. If you do not have access to your card or
Statement but know your Social Security number, make sure the number and
information is correct on your W-2s. A mismatch could delay your tax
refund and cause problems with your Social Security benefits in the
future. Such errors are much easier to fix now. If you do notice an
error, you should contact Social Security at 1-800-772-1213 (TTY
1-800-325-0778), or if the information on the W-2 is incorrect, notify
I applied for my retirement benefits this
month. The amount of my benefit is different from the figure I had
received when I completed the Retirement Estimator a couple of months
ago. Why was there a difference in the two amounts?
The Retirement Estimator gives
estimates based on your actual Social Security earnings record. Please
keep in mind that these are just estimates. We cannot provide your
actual benefit amount until you apply for benefits.
That amount may differ from the
estimates provided because of several reasons. Your earnings may
increase or decrease in the future. After you start receiving benefits,
they will be adjusted for cost-of-living increases. Your estimated
benefits are based on current law. The law governing benefit amounts may
change because, by 2033, the payroll taxes collected will be enough to
pay only about 75 cents for each dollar of scheduled benefits.
Your benefit amount may be
increased by military service or it could be decreased by pensions
earned through work on which you did not pay Social Security taxes.
The Retirement Estimator uses your Social Security
earnings record to
estimate your future benefits. You must enter certain
identifying information about yourself, including your first name, last
name, date of birth, Social Security number, place of birth and mother's
If the information you provide does not match our
records, you cannot use the
Estimator. If the personal information you provide matches
our records, you can enter other information, such as your expected
retirement age and future wages. This information is then
combined with the information we have on record about your past earnings
to provide a quick and reliable online benefit
Estimator does not show your earnings record information on
which the benefit
estimate was calculated. Visit the Retirement section of the
Social Security website at
www.socialsecurity.gov to use the Retirement Estimator.
Oscar Garcia is a Public Affairs Specialist with
the Social Security Administration. You can direct your questions to him
at: SSA, 411 Richland Hills Drive, San Antonio, Texas, 78245. You can
also email him at
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