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2000 Study

Senior Citizens Pay More Out-of-Pocket for Dental Care Than Younger Americans

May 7, 2004 – The current focus on the economic problems of the American elderly is on the cost of prescription drugs, but there is another serious medical cost not covered by Medicare – dental services – that most seniors pay with their own funds.

People 65 and older paid more than three-quarters of their dental expenses with out-of-pocket funds, while younger Americans paid for only about half of their dental care expenses in 2000. The average cash-cost for senior citizens was $400 and only 10.5 percent paid no dental costs.

These figures are reported in an on-going trend study on dental services by the Agency for Healthcare Research and Quality. The study is named the Medical Expenditure Panel Survey (MEPS).

Elderly Pay More out of Pocket for Dental Services Than Any Other Age Group

Other dental statistics from MEPS:

> During the period 1996 through 2000, about 42 percent of the U.S. population received dental care at least once each year from a dentist, dental technician, dental hygienist, dental surgeon, orthodontist, endodontist or periodontist.

> For people who had a dental visit in 2000, average dental expenses totaled $480, an increase of about 28 percent over the average expense in 1996.

> Compared with all other age groups, children ages 6-18 were most likely to use dental services and had the highest total annual dental expenses. In 2000, that amount averaged $607 per child.

> In each year from 1996 through 2000, blacks and Hispanics were much less likely to have a dental visit than were whites. In 2000, 26.8 percent of blacks and 25.7 percent of Hispanics had a dental visit, as compared with 46.7 percent of whites.

> In every year from 1996 through 2000, women were more likely to use dental services than men. In 2000, 44.9 percent of women had at least one dental visit, compared with 38.2 percent of men.

> In 2000, average out-of-pocket expenses for people with at least one dental visit were highest in the Northeast and lowest in the Midwest. However, between 1996 and 2000, people in the South, Midwest and West experienced a substantial increase in their average out-of-pocket dental expenses (from $139 to $204 in the Midwest, $194 to $240 in the West, $202 to $245 in the South, and $247 to $261 in the Northeast).

MEPS collects information each year from a nationally representative sample of U.S. households on health care use, expenses, access, health status, and quality. MEPS is a unique government survey because only MEPS provides the ability to link data on medical care use, payments, and health insurance coverage with data on demographics and socioeconomic status. Details are in MEPS Research Findings #20: Dental Services: Use, Expenses, and Sources of Payment, 1996-2000, found on the MEPS Web site at www.meps.ahrq.gov/PrintProducts/PrintProd_Detail.asp?ID=614.

Dental services: Mean expense per person with a visit and percent
distribution of sources of payment, by selected population characteristics, United
States, 2000

a Includes the Department of Veterans Affairs; CHAMPUS or TRICARE (Armed-Forces-related coverage); Indian Health Service; military
treatment facilities; Federal, State, and local programs other than Medicaid; and other kinds of insurance not specified.
b Includes all other ethnic/racial groups not shown separately.
c Includes population with private and public coverage.
d Poor refers to persons living in families with incomes below the Federal poverty line; near poor, over the poverty line through 125 percent
of the poverty line; low income, over 125 percent through 200 percent of the poverty line; middle income, over 200 percent through 400
percent of the poverty line; and high income, over 400 percent of the poverty line.
e For individuals ages 16 and over.
* Relative standard error is greater than or equal to 30 percent.
Note: Percents may not add to 100 because of rounding.
Source: Center for Financing, Access, and Cost Trends, Agency for Healthcare Research and Quality: Medical Expenditure Panel Survey,
1996-2000.

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