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Floridians Moving from HMOs to PPOs, Cost May
Reverse Trend
Florida's senior citizens see 18 companies offering
43 drug plans
Oct. 24, 2005 A study of the Florida market
often a good indicator of the senior citizen market in the U.S. shows
HMO enrollment has slipped as the line blurs between HMOs and PPOs. But,
more HMOs are entering the state and the HealthLeaders-InterStudy
suggests the swing by employers may return to HMOs as pressure increases
to control costs.
The survey also found eighteen different companies
are offering 43 different Medicare prescription drug plans to Floridas
senior citizens.
"Florida is a big and varied healthcare market,"
said Jan Shuxteau, HealthLeaders-InterStudy analyst. "Insurers see it as
fertile ground for growth. Aetna, for example, is re-entering market
segments it had previously left, like Medicare."
Florida's varied market shows HMO market
penetrations as high as 95 percent in the Tallahassee/Panama City area,
and as low as 15 percent around Gainesville/Ocala. These shares are
driven by local market conditions, and overall, analysts expect the
situation in Florida to remain stable for the next two or three years.
Other health plan news in Florida:
-- Aetna contracted
with Immediate Medical Care Services to add 29 urgent care centers to
its South Florida network. Urgent care, which serves as an alternative
to emergency rooms for non-critical treatment, is the fastest-growing
sector of the U.S. healthcare system.
-- Capital Health Plan
(CHP) is establishing a nonprofit corporation to subsidize healthcare
premiums for small employers who would not otherwise be able to offer
health insurance to their employees. Despite their seeming advantages,
such "3-share" programs have not shown much growth, "but if anyone has
enough market influence to make one work, it is CHP."
About HealthLeaders-InterStudy
HealthLeaders-InterStudy, a company of Decision
Resources, Inc. (http://www.decisionresources.com/),
is the authoritative source for managed care data, analysis, and news.
For more information, please visit
http://www.healthleaders-interstudy.com/.
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