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Medicare News
Medicare Announces Preventive Services Available for
Senior Citizens in 2007
November 2, 2006 Medicare has released the list
of preventive services that will be offered in 2007 to senior citizens
enrolled in Medicare Part B. There is at least one
addition to the "Welcome to Medicare" initial exam -
in 2007, people who are at risk for
abdominal aortic aneurysms may get a referral for a one-time screening
ultrasound.
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Premiums and Deductibles for 2007
|
|
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● Part A Premium:
$410 (only paid by about 1%)
● Part A deductible: $992
● Part B standard premium: $93.50
● Part B deductible: $131 |
|
The monthly Part B premium will be $93.50 in 2007
for the vast majority of senior citizens. For the first time, however,
seniors with higher incomes will pay higher rates. Only seniors earning
at least $80,000 ($160,000 for couples) a year will be subject to this
new surcharge and Medicare says it should only be about four percent of
current Part B enrollees. (Click
here to earlier news report.)
The standard Medicare Part B monthly premium of
$93.50 is an increase of $5.00 or 5.6 percent from the current $88.50
monthly premium.
Medicare offers a one-time preventive physical exam
but it must be within the first six months that a senior has Part B
coverage. The exam includes a thorough review of an individual's health,
as well as, education and counseling about the preventive services
needed, like certain screenings and shots, and referrals for other care.
Medicare will only cover this physical exam if it
occurs within the first six months after a senior enrolls Part B.
Medicare says, "If your doctor thinks this six
month period has passed, he or she should give you a notice that says
Medicare probably won't pay for this service. If you still want to get
the service, you will be asked to sign an agreement that you will pay
for the service yourself if Medicare doesn't pay for it. This is called
an Advance Beneficiary Notice."
Beneficiaries pay 20 percent of the
Medicare-approved amount after meeting the yearly Part B deductible
($131 for 2007). Since this for most seniors will be their first
Medicare-covered service, it may meet the entire Part B deductible.
Once limited by statute to providing coverage only
for diagnosis and treatment of an illness, injury, or impairment of a
body part, the Medicare program, through a series of legislative
changes, now covers a broad range of preventive and screening services
for beneficiaries in Part B.
Below is a list of the Part B covered preventive
services for 2007.
For more about preventive services at the Medicare
Website - click
here.
|
Service |
Who and what
is covered? |
How often can
I get this service? |
Do I have to
pay coinsurance or deductible? |
|
Flu Shots |
All people with Medicare. |
Once a flu season, or more frequently if medically necessary. |
No coinsurance or deductible. |
|
Pneumococcal
Shot |
All people with Medicare. |
Once in a lifetime |
No coinsurance or deductible. |
|
Hepatitis B
Shots |
People with Medicare who are at medium to high risk. |
One series if ordered by a doctor. |
Coinsurance and deductible. |
|
Initial Preventive Physical
Examination
(The Welcome to Medicare physical exam) |
All new enrollees in Medicare Part B may receive an exam that
includes medical and social history review, and physical
examination and electrocardiogram (ECG), with counseling,
referral and a written plan for additional preventive services
that are needed.
NEW - In
2007, people with Medicare who are at risk for abdominal aortic
aneurysms may get a referral for a one-time screening ultrasound
at their Welcome to Medicare Physical Exam. |
One time only within the first 6 months you have Medicare Part
B. |
Coinsurance and deductible.
You pay 20% of the Medicare-approved amount with no Part B
deductible for the Abdominal Aortic Ultrasound screening. |
|
Cardiovascular Disease
Screenings |
All people with Medicare Part B may receive assessment of blood
lipid levels. |
Every 5 years. |
No coinsurance or deductible. |
|
Diabetes Screenings |
·
Those with Medicare with 2 or more of the following: age 65 or
older, overweight, family history of diabetes, or a history of
gestational diabetes or delivery of a baby weighing more than 9
pounds.
·
Those with Medicare who have high blood pressure, dyslipidemia,
obesity, or history of high blood sugar may receive a test for
elevated blood glucose |
·
1 screening per year if you were never tested or if you were
previously tested, but not diagnosed with pre-diabetes.
·
2 screenings per year if you are diagnosed with pre-diabetes. |
No coinsurance or deductible. |
|
Pap Test
and pelvic screening exams |
All women
with Medicare. |
· Every 24
months.
· Once every
12 months if you are high-risk or if you are of childbearing age
and have had an abnormal Pap test in the past 36 months. |
Coinsurance
but no deductible for the pelvic exam. Beneficiary pays nothing
for the lab analysis. |
|
Screening
Mammograms |
Women with
Medicare who are age 40 or older. |
Once every 12
months. |
Coinsurance;
no deductible. |
|
Women with
Medicare who are age 35-39. |
One baseline
mammogram. |
|
Colorectal
Cancer Screening |
People with Medicare age 50 or older except there is no minimum age
for a screening colonoscopy or barium enema as an alternative to
colonoscopy. |
· Fecal
occult blood tests once every 12 months
· Flexible
sigmoidoscopy- every 48 months or once every 120 months after
having a screening colonoscopy.
· Screening
colonoscopy- every 24 months if you are at high risk; every 120
months if you are not at high risk.
· Barium
enema - every 24 months if you are at high risk; every 48 months
if you are not at high risk. |
No
coinsurance or deductible for fecal occult blood tests.
All other
tests, coinsurance and deductible.
NEW:
Starting in 2007, Medicare will waive the Part B deductible for
the colorectal screening benefit. Coinsurances still apply. |
|
Prostate
Cancer Screening |
All men with
Medicare over age 50. |
Digital
Rectal Exam: once every 12 months
Prostate
Specific Antigen (PSA) Test: once every 12 months |
· Coinsurance
and deductible for digital rectal exam.
· No
coinsurance or deductible for Prostate Specific Antigen Test. |
|
Bone Mass
Measurements |
People with
Medicare whose doctors say they are at risk for osteoporosis. |
Every 24
months (more often if medically necessary |
Coinsurance
and deductible. |
|
Glaucoma
Tests |
People with Medicare who have diabetes, a family history of
glaucoma, are African American and age 50 or older, or are
Hispanic-American age 65 and over. |
Once every 12 months |
Coinsurance and deductible. |
For more details about these services, get a free
copy of the Guide to Medicares Preventive Services (CMS Pub. No. 10110)
at
www.medicare.gov on the web. Select Publications. Or, call
1-800-MEDICARE (1-800-633-4227) and ask for a copy. TYY users should
call 1-877-486-2048.
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