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Medicaid News
Amounts Spouses of Medicaid Recipients May Keep in
2008 Released
Spouse of recipient in nursing home may keep as
much as $104,400
 Oct. 28, 2007 - The Centers for Medicare & Medicaid
Services (CMS) has released the 2008 federal guidelines for how much
money the spouses of institutionalized Medicaid recipients may keep,
according to ElderLawAnswers.com.
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Medicaid News |
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In 2008, the spouse of a Medicaid recipient living
in a nursing home (called the "community spouse") may keep as much as
$104,400 without jeopardizing the Medicaid eligibility of the spouse who
is receiving long-term care.
Called the "community spouse resource allowance,"
this is the most that a state may allow a community spouse to retain
without a hearing or a court order. While some states set a lower
maximum, the least that a state may allow a community spouse to retain
in 2008 will be $20,880.
Meanwhile, the maximum allowance for monthly
maintenance needs for 2008 will be $2,610. This is the most in monthly
income that a community spouse is allowed to have if her own income is
not enough to live on and she must take some or all of the
institutionalized spouse's income.
The minimum allowance for monthly maintenance needs
remains $1,711.25 until July 1, 2008.
In determining how much income a particular
community spouse is allowed to retain, states must abide by this upper
and lower range.
Bear in mind, cautions ElderLawAnswers.com, that
these figures apply only if the community spouse needs to take income
from the institutionalized spouse.
According to Medicaid law, the community spouse may
keep all her own income, even if it exceeds the maximum monthly
maintenance needs allowance.
The new figures reflect an increase in the Consumer
Price Index (CPI) of 2.8 percent from September 2006 to September 2007.
The 2008 figures take effect on January 1, 2008.
For a more complete explanation of the community
spouse resource allowance and the monthly maintenance needs allowance,
click here.
Last Updated: 10/26/2007.
For updates at ElderLawAnswers click here
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