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Guarding Your Wealth for Senior Citizens
Senior Journal Expert Answers Financial Questions
for Seniors at No Charge
Guarding Your Wealth for Seniors on this Website
for over a year
By Jeffrey D. Voudrie, CFP
October 29, 2006 - Sometimes it is the little
things in life that really make the difference. That’s especially true
then when it comes to dealing with financial matters. Decisions about
who to trust, what to invest in, making gifts or the type of insurance
to buy all have long-term consequences—and often unintended results.
There are many times that a simple answer from a professional would have
made all the difference. And now you can get that answer free of charge.
I’ve written over 160 articles since Guarding Your
Wealth was nationally-syndicated over two years ago. Based on the
comments from readers, these articles contain information they find very
helpful, allowing them to answer many of life’s financial questions.
Editor's Note: Guarding Your Wealth for
Seniors has been a regular feature of SeniorJournal.com since September
2005. To read more of these columns that are especially for senior
citizens, check the list in the column on the left or click here to the
home page on this site. You can also freely explore this wealth of
information in all of the columns by Jeff Voudrie at
www.guardingyourwealth.com.
But sometimes it can be difficult to make the
connection from a general news article to your own specific situation.
Sure, that reader from Florida needed a Living Trust, but what about me?
Those articles about Equity Indexed Annuities are informative, but what
do I do about my elderly mother that just sunk all her money into one?
It’s obvious that retirement portfolios need to be well diversified, but
what do I do with my nest egg?
That’s where my ‘Ask Jeff’ can be of such a
benefit. I can take my advice to readers nationwide and personalize it
specifically for you. Many times you’ll hear back from me in a couple of
hours. Other times it may take a day or so—it all depends on how tied up
I am at the time.
How do I make money doing this? (My wife asks me
that question all the time!) 99% of the time I don’t. I make a living
serving as a personal, private money manager for a small group of
clients nationwide. I provide a service they can’t find anywhere else
for a fraction of what others charge.
Most of those who ask me questions will never need
or use my services. Occasionally someone will and, if they become a
client, I receive a fee for managing money on their behalf. But the only
payback for nearly all of the questions I answer is the knowledge that I
am able to provide unbiased, honest advice that can’t easily be found
elsewhere. It’s that I’m doing what’s right.
Turning to the traditional financial services
industry for answers to these kinds of questions isn’t easy. If you go
to an insurance agent, their answer will involve an insurance product.
If the advisor makes money selling stocks or bonds, don’t be surprised
if their answer involves investing in them. Remember, if all you have is
a hammer, everything begins looking like a nail! And you don’t want to
get nailed!
I’m not saying that most advisors are dishonest.
They aren’t. They are hard-working professionals with the best of
intentions. But they work in an industry that values sales of products
over all else. And consumers are typically kept in the dark about the
tremendous conflicts of interest coloring their advisor’s
recommendations.
For instance, I’ve been researching a product
pitched to seniors that has an 80% market share. But if someone were
given all the information on this investment, no one would buy it! Of
course those selling it are going to give you only the information you
need to arrive at the conclusion they desire.
That’s the way it usually works in the financial
services industry. And that’s a shame. It does a great disservice to
industry professionals who should be highly regarded, and to those the
industry is supposed to serve.
Readers find my articles refreshing because they
provide straight-forward, tell-it-like-it-is advice. Since I don’t have
a financial incentive in the outcome there isn’t a reason for me to
mislead you.
Here’s how you can get your financial question
answered for FREE (Toll free phone number and email link are at end of
this article). Or, go to
www.guardingyourwealth.com and click on ‘Ask Jeff’, then on ‘submit
a question’.
You will be sent an email to verify your email
address. It is very frustrating for me to take the time to write a
detailed answer to someone’s question only to find out that the answer
didn’t reach them.
Remember, today’s financial decisions may have
long-term unintended consequences. So take me up on my offer – it won’t
cost you a thing.
Nationally-syndicated financial columnist and
Certified Financial Planner Jeffrey Voudrie provides personal, in-depth
money management services and advice to select private clients
throughout the USA. He’ll answer your financial question – FREE.
I will answer your specific financial question
free of charge.
Click
Here to submit your question or give me a call toll-free at
1-877-827-1463.
About Guarding Your Wealth:
“Guarding Your Wealth” is a
nationally syndicated weekly personal finance column written by Jeffrey
D. Voudrie, CFP. Mr. Voudrie is the President of Legacy Planning Group,
a private wealth management firm that employs sophisticated proprietary
strategies designed to protect and grow its clients' investments. Please
visit his website,
www.guardingyourwealth.com to read past articles under the Guarding
Your Wealth Article Archive.
Guarding Your Wealth for Seniors are
a collection of columns by Voudrie that deal with issues of particular
interest to senior citizens.
Click here
for all columns.
In addition to being a nationally
syndicated columnist and Certified Financial Planning Practitioner, Mr.
Voudrie provides personal, private money management services to clients
nationwide.
Looking for an energetic expert who
is passionate about financial and wealth management? Mr. Voudrie is an
excellent speaker who will excite and inspire your audience. Mr. Voudrie
is available for a limited number of speaking engagements, television
appearances and radio talk shows. For booking information, email e-mail
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